A thorough understanding of the realities of planning for education is a vital part of Aurora’s counsel.
The standard methodologies and programs provided to the general public are frequently not optimal. Planning for education is a complex, frequently counter-intuitive process that Aurora personalizes for each family and each beneficiary. In doing so, we must recognize the inherent conflicts between current needs, saving for retirement and investing in education. Answers are rarely as simple as “spend less” and frequently involve difficult decisions. Strategies are rarely concise and need to be flexible to respond to unforeseen changes. Educational savings accounts are the responsibility of the states and, as such, differ widely. Making optimal choices requires the analysis 40-odd constantly changing programs and remaining current in their scope and details.